If the cut-off has already passed at the time of approval, Car dholders will still have to pay the Minimum Amount Due stated I'm a real-life Mom of a two teens in the DC Metro area. HSBC Bank - Read unbiased reviews of HSBC Bank, rated 1.4 out of 5 stars by 96 users. This APR will vary with the market based on the Prime Rate. Getting in touch Close. Earning 1.5% cash back on $26,410 in spending comes to $396.15 in cash back annually, assuming that you use this single credit card for all purchases. After 12 months, the standard balance transfer interest rates apply. The card lets you select from a variety of award redemption options, including cash back, travel, gift cards and merchandise. Facebook This link will open in a new window, Twitter This link will open in a new window, Youtube This link will open in a new window, HSBC Cash Rewards Mastercard® credit card Student Account, Information for Real Estate Professionals, Research backgrounds of brokers and firms for free by visiting FINRA's BrokerCheck™ website, Careers, media, investor and corporate information, Account Monitoring 24 hours a day, 7 days a week. As an HSBC customer, you're automatically enrolled in our Fraud Alert program. The current standard variable interest rates for both purchases and balance transfer range between Variable APR of 13.99% - 23.99% will apply after the Introductory Period, based on your credit profile. © 2020 Forbes Media LLC. This is just one scoring method and a credit card issuer may use another method when considering your application. The HSBC Cash Rewards Mastercard® credit card is a solid no-annual-fee credit card that earns 1.5% cash back on all purchases. HSBC helps keep your card safe with all these protection benefits: There is no need to sign up. If you are looking for a no-annual-fee credit card that offers cell phone protection similar to the HSBC cash rewards card, consider the Wells Fargo Propel American Express. Apply online and enjoy exclusive benefits on card rewards, air miles and welcome offers. We have detected your browser is out of date.  For more information, please see our Supported Browsers page. Penalty APR: 29.99%. You can earn up to $500 RewardCash 1 when you pay your tax via Mobile Banking or Online banking 2 and spend 3 HKD6,000 or above with your HSBC credit card from now until 28 February 2021. Unlock a world of amazing experiences with HSBC credit cards. Credit Score ranges are based on FICO® credit scoring. 1 HSBC Direct Savings is an "online only" product, which requires use of automated telephone banking, eStatements, and Personal Internet Banking.This is an HSBC consumer account and is not available as an HSBC business account. The card is NPSL with POT limit of $11000 with 22.24% APR, ive made $1400 worth of payments to this card since April. All Rights Reserved. Discover over 1,000 amazing 1-for-1 offers and more with your HSBC Credit Card ENTERTAINER with HSBC app gives you unbeatable worldwide offers in dining, entertainment, leisure, travel and wellness. Unemployment‌ ‌Benefits‌ ‌Boost‌ Calculator, Compare HSBC Cash Rewards Card With Other Cards, Chase Sapphire Reserve Travel Card Review, Bank of America Cash Rewards Credit Card Review, Chase Sapphire Preferred Credit Card Review, Bank of America Premium Rewards Credit Card Review, How To Redeem Ultimate Rewards Points For Groceries, The 4 Best Apps To Track Credit Card Rewards. This could involve the merchant calling the bank and passing the call to you so that you can verify certain details. Or you can request a blank atm/debit card from him. 1 Mobile service with Verizon, AT&T, Sprint, or T-Mobile is required in order to receive free fraud text messages. Instead of a traditional welcome bonus, the card offers: Earn an introductory 3% cash back on all purchases in the first 12 months from account opening, up to the first $10,000 in purchases. You can browse participating stores at the ShopRunner website. In addition, you might be able to get more value out of the rewards on the Wells Fargo Propel American Express card, as it offers 3 points per dollar on flights and hotels, plus 3 points per dollar on dining, gas stations, rideshares, transit and car rentals. Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. HSBC might not be the first issuer that comes to mind when you begin your credit card search – but the bank has plenty of great products to offer. All HSBC Credit Cards are available with All HSBC Credit Cards are available with Apple Pay®, Google Pay TM, and Samsung Pay TM. With a credit card that offers 1.5% cash back on all spending and no category bonuses, the math is pretty simple. No registration is required. HSBC Holdings ’ (HSBC - Free Report) second-quarter 2020 pre-tax profit of $1.1 billion represents a decline of 82.4% from the prior-year quarter’s reported number. Under ‘Contact details’, select ‘Edit details’ to add or update your current mobile number. General Information. The Citi Double Cash does not offer a mobile phone protection benefit, but as a World Elite MasterCard, it does feature complimentary ShopRunner access. Depending on the reason, a declined debit card issue may be resolved immediately. 2X Points on Home & Health Earn two Points per dollar spent (up to $3,000) on gas, groceries, healthcare and pharmacy purchases through June 30, 2021. Log on to HSBC Personal Internet Banking. ... approved or endorsed by any other entities, such as banks, credit card issuers or travel companies. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. Earn unlimited 1.5% cash back on all purchases. COVID-19 measures ... (Start from 1 Jan 2020. In addition to the standard 1.5% cash back, in your first year you will earn an additional 1.5% cash back on the first $10,000 in spending, or $150. Best Personal Loans For Debt Consolidation. For a reminder of your credit or debit card PIN, just log on to online banking. HSBC Bank USA, N.A. Many Americans Have Already Received Their $600 Stimulus Payments—Have You? 8. So make sure that it still makes sense to use this card after you tack on the fee. Wells Fargo Propel American Express® Card, 14.49% - 24.99% Variable APR on purchases and balance transfers. HSBC will never contact you to ask you to validate personal information such as your Username, Password or account numbers. For Text Alerts: respond ‘Yes’ or ‘No’ to the message we send you. The HSBC Cash Rewards Mastercard® credit card* is a solid no-annual-fee credit card that earns 1.5% cash back on all purchases. How Will Your Payment Arrive? This compensation comes from two main sources. HSBC Debit and Credit Cards are issued by HSBC Bank USA, N.A. You have promptly reported to HSBC Bank USA, N.A. Chase Freedom cash back rewards are awarded as Chase Ultimate Rewards, which opens up additional point redemption opportunities when paired with one of Chase’s premium Ultimate Rewards cards like the Chase Sapphire Preferred or Chase Sapphire Reserve. Ultimately, the HSBC Cash Rewards card is a reasonable credit card if you value simplicity and are willing to accept good, but not market-leading, cash rewards in exchange for having a mobile phone protection benefit and ShopRunner access in a single credit card. If you receive such a request, please call our Customer Relationship Center on 800.975.HSBC (4722) Monday through Sunday 7:00 am to 12:00 am ET. Receive 0.4% RewardCash rebate for online tax payments, up to $400 RewardCash; Receive an extra $100 RewardCash when you accumulate tax payments of … Need to get in touch with us? And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year, 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value, Forbes adheres to strict editorial integrity standards. Offer 1: 10% discount on Ultherapy and Thermage; 20% discount on skincare and skin treatment Are you sure you want to rest your choices? The HSBC Gold Mastercard® credit card also offers an introductory 0% APR for 18 months on purchases. No. Just remember to pay your phone bill with your card. In addition to rewards, the HSBC Cash Rewards card offers ShopRunner and mobile phone protection, two benefits more commonly seen on credit cards that carry an annual fee. Earn 1.5% cash back on all other purchases. We're here to help you. Enjoy the range of exclusive credit card offers & rewards with HSBC credit cards. Certain terms, conditions and exclusions may apply. Lines open 24 hours a day, 7 days a week. For those wanting value, simplicity and generous rewards on everyday purchases in a $0 annual fee card, it is hard to beat the Citi Double Cash. Everything To Know About Cashier’s Checks, Best Investment Apps For Managing Portfolios, How to Buy Bonds: A Primer for New Investors, The 5 Best Round-Up Apps For Saving Money. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. For email alerts: click the ‘No Fraud’ or ‘Fraud’ button in the email we send you. 2 As an HSBC Bank USA, N.A. With Fraud Alerts, we’ll notify you by free text message1,4 or email if we spot suspicious activity on your HSBC Debit or Credit Card. ... Get your score fixed up to 790-820 instantly with him. HSBC may notify you by free text message1,4 or email if we detect suspicious transaction activity on your HSBC Debit or Credit Card Account. The Citi Double Cash earns 1% when you charge your purchase, plus an additional 1% as cash back when you pay your card off, for a total of 2% cash back. Variable APR of 13.99% - 23.99% will apply after the Introductory Period. Trefis estimates HSBC’s valuation to be around $25 per share - … For the quarter and half-year ended 30 June 2020 compared with the same periods in the prior year (unless otherwise stated). Balance transfers must post within the first 60 days of account opening and will be charged a fee of 4% or $10, whichever is greater. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. Aaron is an avid global traveler and miles and points enthusiast. Never late. If you have a previously saved HSBC Credit Card Online Application you may resume here . Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases, 1.5% cash back on all purchases, with no limits, Secondary auto rental coverage for rentals up to 15 days, APR on Purchases: Variable APR of 13.99% - 23.99% will apply after the Introductory Period, Intro APR: 0% Introductory APR on credit card purchases for the first 12 months from account opening, Intro APR on Balance Transfer: 0% Introductory APR on balance transfers for the first 12 months from account opening. ShopRunner offers free 2-day shipping and returns at a number of specialty merchants. The offers are open to all Cardholders of HSBC Premier, HSBC Visa Platinum, HSBC Visa Cash Back and HSBC Visa Classic Credit Card, other Credit Card that HSBC issues during the validity of this agreement and HSBC Visa Debit Card. With an HSBC credit card. Earn an introductory 3% cash back on all purchases in the first 12 months from account opening, up to the first $10,000 in purchases. Access over 1,000 buy one get one free offers across the most popular outlets in Singapore with your HSBC Credit Card. Do You Need To Claim The Second Stimulus Check? That figure is used for estimating the potential rewards from this credit card. For most users of this card, one of these will be the best redemption option. Some debit cards also have expiration dates like credit cards. While there are other cards that earn more cash back on general purchases, the inclusion of ShopRunner is a nice benefit and the mobile phone protection offered is uncommon among no-annual-fee credit cards. CSR said same thing. HSBC Platinum Credit Card. In addition to statement credits and checking deposits, cash back can be redeemed to offset a travel purchase or for travel booked through the HSBC Rewards Department. Explore a world of opportunities and rewards with an HSBC credit card. The HSBC Cash Rewards card offers an 0% Introductory APR on credit card purchases for the first 12 months from account opening and 0% Introductory APR on balance transfers for the first 12 months from account opening. Click for more card services information. The card details have not been reviewed or approved by the card issuer. From 14 April 2020, all UK Licensed Gambling Operators can no longer accept credit cards for gambling as per the Gambling Commission announcement on 14 Jan 2020. After the first 12 months, the standard interest rates will apply to all purchases. Amex declined a transaction i attempted to make at a gas station. 1. Editorial Note: Forbes may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Click here APR will vary with the market based on FICO® credit scoring Supported page. 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